Personal Accident Insurance is often the last thing on your mind when preparing for a race and so, working in conjunction with Integro, we have developed a simple and straight forward policy available exclusively to all MCF licence holders and is one of the few available to YOUTH riders as well as adults.
For 2020 we have worked hard to increase some of the existing benefits and to include some more benefits within the cover. The cover includes permanent and temporary disablement, fracture, loss of limbs, sight or speech and death as standard. The cover has been extended to include increased Paraplegia, Quadriplegia and Hospitalisation cover as well as cover for Physiotherapy, Rehabilitation, Relocation, Facial Disfigurement, Dental, Property Damage and Funeral Costs.
With cover operative on a 24 hour basis (Personal Accident is offered to MCF Club Licences for MCF licenced events only) for all licenced motosport activites, you will be insured not only for all permitted MCF events, you can have peace of mind whilst testing, practicing or racing in any form of Motorsport with any organisation.
The following information is a brief description of the benefits that come with taking out personal accident insurance as part of your MCF licence.
Operative Time: 24 hour basis (Personal Accident is offered to MCF Club Licences for MCF licenced events only) for all licenced motosport activites, you will be insured not only for all permitted MCF events, you can have peace of mind whilst testing, practicing or racing in any form of Motorsport with any organisation. Includes travel to and from the events both in the UK & EU. (EU is offered on MCF International Licences only) |
|||
Benefits | What it means to you | Sums Insured | What is not covered (Significant exclusions or limitations) |
Death: | A lump-sum benefit to you of you die as the result of accidental bodily injury. | £10,000 | The insurance is only available to MCF Licence Holders. You taking part in any occupation, sport or pastime of a hazardous nature other than your motorsports activities. You engaging in or taking part in armed forces services or operations. You engaging in flying of any kind other than as a passenger. Your suicide or attempted suicide or intentional self-injury. Your deliberate exposure to exceptional danger (except in the attempt to save human life). Your own criminal act. You being under the influence of alcohol or drugs (unless prescribed for you by a qualified medical practitioner) or treatment for drug addiction. Terrorism, War or Radioactive contamination. AIDS or illness of any kind. Claims arising out of any existing medical conditions for which you have received treatment. *We will not pay any claim for the first 42 days of each Temporary Total Disablement claim. We will not pay more than 75% of your gross weekly earnings. **International Licence holders only |
Loss of sight in one or both eyes: | A lump-sum to you if you permanently lose your sight or permanently lose, or lose the use of, a limb as the result of accidental bodily injury. | £20,000 | |
Loss of hearing in one ears: | £5,000 | ||
Loss of hearing in both ears: | £20,000 | ||
Loss of one or two limbs: | £20,000 | ||
Loss of speech: | £20,000 | ||
Permanent Total Disablement: | A lump-sum to you of you are permanently disabled so you cannot carry on in any occupation as the result of accidental bodily injury. | £20,000 | |
Temporary Total Disablement: | A weekly benefit to you of you are disabled so you cannot carry on in your occupation as the result of accidental bodily injury. The weekly benefit for minors is restricted to extra tuition and transportation costs. | £50 per week for up to 52 weeks from the date you first became disabled.* | |
Disappearance: | Up to £10,000 | ||
Funeral Expenses: | £5,000 | ||
Hospitalisation: | £75 per day up to 30 days | ||
Paraplegia: | Up to £50,000 | ||
Quadriplegia: | Up to £100,000 | ||
Medical Expenses: | 25% of death benefit | ||
Physiotherapy: | up to £350 | ||
European Repatriation Expenses** | Don't get stranded away from home | Up to £150,000 | |
Rehabilitation: | Up to £5,000 | ||
Relocation: | Up to £10,000 | ||
Facial Disfigurement: | Up to £2,500 | ||
Coma Benefit: | £25 per day up to 730 days | ||
Convalescence: | Up to £100 | ||
Damage to Personal Property: | Up to £1,000 | ||
Dental & Optical Expenses: | Up to £500 |
Law Applicable- The Law of England and Wales shall apply and the courts of England and Wales shall have exclusive jurisdiction in respect of any disputes under this policy.
Financial Services Compensation Scheme – Lloyds Insurers are covered by the Financial Services Compensation Scheme. Further information is available from the FSCS website http://www.fscs.org.uk
The Insurer – Tysers
The above needs to be read in conjuction with the full policy wording, for further details contact
*Bone fracture paid dependent on bone broken
When you buy an MCF National licence, you get a unique opportunity to visit the UK’s biggest indoor Motocross racing and Freestyle MX series with huge savings. We are giving you a £20 Arenacross money off voucher* to use on the best seats in the house at any of the 2020 round. This can be redeemed using a unique code found in your licence pack when purchasing tickets on www.ticketmaster.co.uk/arenacross
*One use only, valid until 21st February 2020, discount not applicable to Family Tickets or VIP. Voucher cannot be exchanged for the cash equivalent.
Personal Accident Insurance is often the last thing on your mind when preparing for a race and so, working in conjunction with Integro, we have developed a simple and straight forward policy available exclusively to all MCF licence holders and is one of the few available to YOUTH riders as well as adults.
For 2020 we have worked hard to increase some of the existing benefits and to include some more benefits within the cover. The cover includes permanent and temporary disablement, fracture, loss of limbs, sight or speech and death as standard. The cover has been extended to include increased Paraplegia, Quadriplegia and Hospitalisation cover as well as cover for Physiotherapy, Rehabilitation, Relocation, Facial Disfigurement, Dental, Property Damage and Funeral Costs.
With cover operative on a 24 hour basis (Personal Accident is offered to MCF Club Licences for MCF licenced events only) for all licenced motosport activites, you will be insured not only for all permitted MCF events, you can have peace of mind whilst testing, practicing or racing in any form of Motorsport with any organisation.
The following information is a brief description of the benefits that come with taking out personal accident insurance as part of your MCF licence.
Operative Time: 24 hour basis (Personal Accident is offered to MCF Club Licences for MCF licenced events only) for all licenced motosport activites, you will be insured not only for all permitted MCF events, you can have peace of mind whilst testing, practicing or racing in any form of Motorsport with any organisation. Includes travel to and from the events both in the UK & EU. (EU is offered on MCF International Licences only) |
|||
Benefits | What it means to you | Sums Insured | What is not covered (Significant exclusions or limitations) |
Death: | A lump-sum benefit to you of you die as the result of accidental bodily injury. | £10,000 | The insurance is only available to MCF Licence Holders. You taking part in any occupation, sport or pastime of a hazardous nature other than your motorsports activities. You engaging in or taking part in armed forces services or operations. You engaging in flying of any kind other than as a passenger. Your suicide or attempted suicide or intentional self-injury. Your deliberate exposure to exceptional danger (except in the attempt to save human life). Your own criminal act. You being under the influence of alcohol or drugs (unless prescribed for you by a qualified medical practitioner) or treatment for drug addiction. Terrorism, War or Radioactive contamination. AIDS or illness of any kind. Claims arising out of any existing medical conditions for which you have received treatment. *We will not pay any claim for the first 42 days of each Temporary Total Disablement claim. We will not pay more than 75% of your gross weekly earnings. **International Licence holders only |
Loss of sight in one or both eyes: | A lump-sum to you if you permanently lose your sight or permanently lose, or lose the use of, a limb as the result of accidental bodily injury. | £20,000 | |
Loss of hearing in one ears: | £5,000 | ||
Loss of hearing in both ears: | £20,000 | ||
Loss of one or two limbs: | £20,000 | ||
Loss of speech: | £20,000 | ||
Permanent Total Disablement: | A lump-sum to you of you are permanently disabled so you cannot carry on in any occupation as the result of accidental bodily injury. | £20,000 | |
Temporary Total Disablement: | A weekly benefit to you of you are disabled so you cannot carry on in your occupation as the result of accidental bodily injury. The weekly benefit for minors is restricted to extra tuition and transportation costs. | £50 per week for up to 52 weeks from the date you first became disabled.* | |
Disappearance: | Up to £10,000 | ||
Funeral Expenses: | £5,000 | ||
Hospitalisation: | £75 per day up to 30 days | ||
Paraplegia: | Up to £50,000 | ||
Quadriplegia: | Up to £100,000 | ||
Medical Expenses: | 25% of death benefit | ||
Physiotherapy: | up to £350 | ||
European Repatriation Expenses** | Don't get stranded away from home | Up to £150,000 | |
Rehabilitation: | Up to £5,000 | ||
Relocation: | Up to £10,000 | ||
Facial Disfigurement: | Up to £2,500 | ||
Coma Benefit: | £25 per day up to 730 days | ||
Convalescence: | Up to £100 | ||
Damage to Personal Property: | Up to £1,000 | ||
Dental & Optical Expenses: | Up to £500 |
Law Applicable- The Law of England and Wales shall apply and the courts of England and Wales shall have exclusive jurisdiction in respect of any disputes under this policy.
Financial Services Compensation Scheme – Lloyds Insurers are covered by the Financial Services Compensation Scheme. Further information is available from the FSCS website http://www.fscs.org.uk
The Insurer – Tysers
The above needs to be read in conjuction with the full policy wording, for further details contact
*Bone fracture paid dependent on bone broken
When you buy an MCF National licence, you get a unique opportunity to visit the UK’s biggest indoor Motocross racing and Freestyle MX series with huge savings. We are giving you a £20 Arenacross money off voucher* to use on the best seats in the house at any of the 2020 round. This can be redeemed using a unique code found in your licence pack when purchasing tickets on www.ticketmaster.co.uk/arenacross
*One use only, valid until 21st February 2020, discount not applicable to Family Tickets or VIP. Voucher cannot be exchanged for the cash equivalent.